Category Archives: Finances

Understanding Stock Market Corrections

When markets correct, individuals with Margin loans are forced to liquidate their positions to pay back the house. This exasperates the losses in a down day. To pay back Margin Calls, more selling has to be done. The market shows … Continue reading

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Cryptocurrencies Setting Trends

Nothing I write here should be considered financial advice. Financial advice is an individual pursuit. It’s best to consult your own financial adviser to better understand how you should invest your money. When in the film The Graduate Dustin Hoffman … Continue reading

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Recalling Mr. Reagan, Are We Better Off Today Than in 2008?

Eight years ago, Barack Obama promised change. His political slogan was the inspiring “Yes We Can.” A vast majority of Americans dreamed of an expanded popular participation in the social fiber of our great nation. Voters lined up on election day to … Continue reading

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The Double-Edge of Self-Branding Products

Everyone likes to save a buck and in less than ideal economic times, it’s a must. Practicing sensible marketing skills, stores offer sale merchandise to lure their customers into buying their own brands of products, where profit margins are greater. These private labels are … Continue reading

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The Times Ahead

As a financial advisor, I spend a large part of my working day reading many types of investment publications. I owe it to my friends and clients who look to me for sensible advice. I also owe it to myself and … Continue reading

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The Affordable Care Act

The legislation’s ramifications are many and they hit every investor and everyone self-employed. The law applies to all, but only those who pay taxes will be financially affected by its grasp–the growing numbers of people among us who do not … Continue reading

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On Government Intervention in the Capital Markets

Yesterday morning, I wrote about the nefarious consequences the government’s intervention in the capital markets foster. It was in reply to another reader’s comments after reading a news report titled “HSBC puts to heat map form the terms ‘risk on’ and ‘risk off,’ showing the sharp … Continue reading

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Insurance Revisited

If you customarily read my blogs, you’ll remember I already wrote about my dad in another posting, but I have to acknowledge once again his positive influence. I began to learn about insurance as a child. Although his formal education was in accounting, during my … Continue reading

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On Nokia

Sacha May wrote about Nokia, the communications company, on Seeking Alpha, an Internet website. It’s a space providing free access to everyone with something to say. It’s an open forum.  “Kah-ching! kah-ching! kah-ching! The sound of those cash registers sucking up those dollars out of the pockets … Continue reading

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At The Crossroad

For almost a year, I felt tugged in many directions and despite my resolve to share my thoughts regularly on this blog, it was easier to relegate my task to later. It wasn’t fun feeling pulled away. I wanted to stay loyal to my writing, but carelessly didn’t find … Continue reading

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