Category Archives: Insurance

Musings

It’s been a while since my last blog. There were too many disruptions that took me away from reflections of a higher order; a plumbing leak, repairs, maintenance, professional work, in essence, the menial realities of life. We had an election, … Continue reading

Posted in Education, Family, General, Insurance, Politics | 3 Comments

The Affordable Care Act

The legislation’s ramifications are many and they hit every investor and everyone self-employed. The law applies to all, but only those who pay taxes will be financially affected by its grasp–the growing numbers of people among us who do not … Continue reading

Posted in Education, Family, Finances, General, Insurance, Pet peeves, Politics | Leave a comment

Insurance Revisited

If you customarily read my blogs, you’ll remember I already wrote about my dad in another posting, but I have to acknowledge once again his positive influence. I began to learn about insurance as a child. Although his formal education was in accounting, during my … Continue reading

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Personal Freedom versus Personal Responsibility

Currently, there is a national debate over health care that places personal freedom and personal responsibility in opposition to each other. The talking heads, the politicians, and the public through their representative groups’ leaders seem intent on presenting the argument as a choice between one and the … Continue reading

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Current Health Care Law Mandates Insolvency of Insurance Carriers

In repetition of something explained in one of my original blogs, insurance is not more than the substitution of a definite loss–the premium–in exchange for removing the potential for a larger financial loss if a covered peril occurs. It’s the payment of an … Continue reading

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It’s Time to Stop the Blame Game and Govern by Consensus

Last night, President Obama spoke to Congress and the nation on his first State of the Union address. The talking heads tore him up–from both sides of the aisle–the liberals because he is not socialist enough and the conservatives because he is … Continue reading

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Just in case the NY Times does not print mine

After listening to the president last night and reviewing once more the text of the speech this morning, my mind is clear. Some of the comments offered and published by other readers of the NYT tend to be too partisan … Continue reading

Posted in Education, Family, Finances, General, Insurance | 1 Comment

Healthcare in the US

All day I’ve been involved discussing healthcare on Facebook. The heat of the moment is the revision of how we administer the cost of healthcare in this country and the plans we have in store; either the government will expand Medicare to … Continue reading

Posted in Finances, General, Insurance, Pet peeves | 1 Comment

Health insurance at a more reasonable cost

IRS Manual of Medical and Dental Expenses  This is a quick posting. It deals with a law passed during the Bush administration. It may constitute the only action from the former president that is sensible even to his staunchest detractors. … Continue reading

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Insurance for the layman

 Insurance is probably one of the most misunderstood components in the arsenal of financial products and yet, it is probably the easiest to explain. Insurance contracts are issued to cover accidents. Accidents are sudden and unexpected occurrences that cause a … Continue reading

Posted in Insurance | Tagged , , , , , , , , , , | 3 Comments